Public Debt Why Private Debt Is The Bigger Problem Essay

Public vs. Private Debt: Why Private Debt is the Bigger Problem, and how it got So Out of Hand Much of the rhetoric regarding growing American debt and its detrimental effects focuses on public debt—government debt acquired through deficits and government borrowing. The clear concern many have regarding public debt is not undue; with that said, it is worth noting that usually government debt, and even consecutive deficits—if managed correctly—are relatively benign. Particularly when compared to the much more harmful and far less scrutinized form of debt, private debt—debt that is accumulated by private citizens and corporations through credit cards, mortgages, student loans, corporate loans, etc. It is time private debt and the multitude of reasons it is a cause for concern are discussed more widely. Public debt in the United States is in the region of $18 trillion and a little over 100% of GDP. Private debt on the other hand is in excess of $40 trillion—more than double—and more than 220% of GDP. Public debt is vexatious, but it is unlikely to precipitate a complete collapse of the American economy. Moreover, the sharp increase in public debt since the 2008 recession is within reason. The 2008 recession caused the loss of millions of jobs, which in-turn resulted in two notable effects—a reduction in government revenue due to diminishing tax receipts, and an increase in government spending due to an increase in unemployment. This exact paradigm occurred in virtually allShow MoreRelatedThe Debt Problem For Spain Essay1710 Words   |  7 PagesThe debt problem for Spain, however, is not entirely only a problem for the government. In fact, most of the debt burden is on households, and non-financial corporations, which together with non-profit organizations (negligible) make up the total value of the private sector debt. We have already analyzed the reason why the household sector accumulated debt, mainly through the real estate crash after the crisis in the first section. On the other hand, the non-financial corporations, represent theRead MoreBusiness Analysis : Sole Trader1056 Words   |  5 Pagesideas into the company and can support with decision making. Although, if one of the businesses fall into the red-zone (debt) companies that are involved in the partnership will need to clear the debts, and if bankruptcy happens, all the partners will have to clear the debts, even if they are forced to sell personal belongings. Disagreements among the partners can lead to problems for the businesses involved and may even cause the partnership to be closed. Before businesses can join or begin partnershipsRead MoreWhy so Expensive?922 Words   |  4 PagesWhy So Expensive? College is said to be some of the best years of your life. The parties, the freedom, and the new experience help you find new friends, hopefully a career and yourself, but rising college cost are having young adults stressing instead of enjoying the college experience. Every year less and less states are giving their college’s money and more and more students are asking for financial aid or taking out student loans. The more that college tuition continues to rise the more ofRead MorePros and Cons of Privatization Essay1136 Words   |  5 Pagesenterprise from the government sector to the private sector. Generally, but not always, this also means transferring ownership of the Public sector enterprise as well as control. It can be accomplished by sale or lease. It can be accomplished by the government selling 100% of an enterprise, or selling 51%, or even by selling a minority stake - so long as the private sector is given full managerial control. Without transferring control to the private sector, the government can rise money by sellingRead MoreA Brief Note On The Local Business Industry1451 Words   |  6 Pagesaround the world. Describe the 3 different sectors in businesses †¢ Private – a private company is something that is owned by a private individual. Their main aim is to make a huge profit so they can spend all the money on their selves. The owners have a full decision of who they want to work for them. Most private business usually wants to grow their business to gain a whole lot of profit. For example McDonalds owner is 100% private so all the profit that he makes goes straight to him. Some businessRead MoreShould College Be Free College?848 Words   |  4 Pages Free College Why are not more people going to college? One obvious answer would be cost, especially the cost of tuition. But the problem is not just that college is expensive. It is also that going to college is complicated. Free college is not just about cultural and social, neither economic. It means navigating advanced courses, standardized tests, and forms. It means figuring out implicit rules-rules that can change. College graduates have higher employment rates, bigger salaries, and moreRead MoreThe Budget Of The Federal Budget867 Words   |  4 PagesSummary The federal budget has been of much concern in the past decade. The public is growing increasingly aware of the growing federal debt but nobody is offering solutions to our country’s deficit spending. Thus the public is uniformed about how much money is spent on certain programs such as Social Security, Medicare, and Medicaid. In Red Ink, David Wessel offers a comprehensive view about what consists of the federal budget, how the government receives revenues, and how the government spendsRead MoreWhy College Tuition in America Should Be Lowered1496 Words   |  4 Pagesï » ¿Why College Tuition Should be Lowered By Sarah Claymiller What could you do with $14,000? Well, you could buy 4,000 Whoppers with that money. You could also buy 35 IPads, and 4 80 inch flat screen TVs. Or, instead of those things, you could buy yourself one year’s worth of college tuition. Does it seem a little unusual that only one year of tuition costs that much? It might be if you live outside of America; the United States is one of the biggest spenders on secondary education compared to otherRead MoreEssay1581 Words   |  7 Pages80% of college expenses for its recipients . . . . Now . . . the Pell Grant takes up about 16.3% . . . of the federal financial supports. Thus, students from low-income families are reported to have more debt than non- Pell Grant recipients† (qtd. in Yoon 106). The facts here make one wonder why the Pell Grant does not cover as much as it used to. If students are qualifying for this grant it is because they are in financial need. The irony of this grant is that students who cannot afford to atten dRead MoreThe Federal Debt Of The United States Of America1543 Words   |  7 PagesThe Notorious Federal Debt of The United States of America Alexander Hamilton was the first individual who introduced the national debt to the U.S. believing that having a debt would be a national blessing. As decades and centuries past by the federal debt continued to grow which led economist’s believing that deficit spending is an important factor. Another contributor to this national debit is also the federal budget the President and congress go over every year, which includes an accelerated

Police Brutality Is Not On The Rise - 1029 Words

Police abuse remains a significant problem and not enough reform has been made to prevent it from occurring. Around 1000 people were killed by the police in 2015, and over 100 of them were unarmed. The intentional use of excessive force by a person with authority, which oftentimes ends with injuries and sometimes even death, creates a bad perception of police officers and distrust between cops and civilians. To rebuild the relationship between people and police reform needs to take place. Law makers need to refine the unjust criminal justice system, police officers need to obey the fourth amendment, and the city government needs to involve the community in major decisions. Police brutality has existed as long as policing has been around in this country. Over the past decade, there have been more incidents involving police brutality coming to light. Unjustified shootings, severe beatings, fatal chokings, and excessive force have all contributed to the problem at hand which is police brutality in America. In my opinion, police brutality is not on the rise. I believe that the media coverage today and the more exposure of the situations makes it seem like there is an increase. It is more likely that this brutality has always existed, sadly and these cases have been exposed due to advances in technology. Today, everyone has a phone with a camera on it, so if there is an incident plenty of people have the ability to document it. The following is a list of a select few of eventsShow MoreRelated The Rise in Police Brutality Essay5198 Words   |  21 PagesThe Rise in Police Brutality Police brutality and corrupt cop issues have increasingly risen. The problems posed by the illegal exercise of police power, which is an ongoing reality for individuals of a disfavored race, class, or sexual preference. There are innocent people beaten or put in jail or prison. They can be helped, but the ones beyond help are dead. There are good cops and there are bad cops. Under the law, article 7 states: ?No one shall be subjected to torture or to cruelRead MoreThe Rise Of Awareness Of Police Brutality Towards Black Males965 Words   |  4 PagesAlthough written in the late 1980s with the rise of awareness of police brutality towards black males in America, it is clearly evident that black people are treated differently especially in terms of racial profiling. According to analysis by New York Civil Liberties Union, in 2013 83% of the people stopped in New York for a frisk and search were black or Hispanic with only 12% being white and of all the people stopped 81% were completely innocent. Racial profiling causing an uneasiness to thoseRead MorePolice Brutality Of The United States1415 Words   |  6 PagesPolice Brutality Police abuse is one of the most violated human rights in the United States. Police are portrayed as heroes that stop bank robbers, stop kidnappings and catch murders, but as of recent year’s police actions have come into the public eye. While typically citizens worry about their safety from criminals, it also seems they have to keep an eye out for the people who are supposed to protect them from danger. Thousands of complaints about police brutality is reported each year, and seemsRead MoreThe Social Problem Of Police Brutality1458 Words   |  6 Pagesproblem I would like to conduct sociological research on is the use of excessive force used by members of the police department in recent unconscionable shootings of unarmed civilians. With all the recent attention that the people of Ferguson Missouri and New York City have been able to rise on this issue, making it a media sensation, it seemed like a good topic to discuss. Police brutality is an egregious, ongoing problem in our society that, until just recently, has been accepted as a sad fact ofRead MorePolice Body Cameras On The World870 Words   |  4 Pagesby officers’ decline 60%, and citizens’ complaints against police fell 88%†. (Christopher Mims) The introduction of police body cameras impacted the world in many better ways than bad. But, police body cameras were introduced due to the public s awareness to police brutality and numerous of publicity deaths which has impacted the outcome of police interactions. Police body cameras were first thought of when an awareness of police brutality was brought upon the public. With the help of cell phoneRead MoreOrder in Society1253 Words   |  6 Pagesfundamentally on a police force to enforce laws and punish transgressors. However, a constant problem cities face has been not only ensuring that policemen do not abuse the power and authority they are given, but that no personal bias enters into their work. Police brutality against citizens involves the use of excessive force when physical action is unnecessary, and it springs from factors such as the race, religion, and socioeconomic status of civilians. Misconduct and violence by the police can occur duringRead MoreThe Problem Of Police Brutality1646 Words   |  7 Pages One of the biggest problems that plague America is police brutality. The job of the police is to protect the community they’re assigned to work in, from any illegal activity that occurs. However, there are officers who believe they are above the law. Police brutality has been a political oppression that has been occurring more many years. There’s been many cases of excessive force towards innocent civilians by an officer that has sparked a national outrage. Stephan Lendman of Media with ConscienceRead MorePolice Brutality And The United States1286 Words   |  6 PagesPolice brutality continues to be one of the most serious and contentious violations of human rights in the United States. The unreasonable amount of force used by police officers prevails because of a lack of accountability. This makes it feasible for officers who do violate human rights to get off clean and recommit the violation. A sad fact is that police and/or public officials deny time after time any claims of human rights violations, claiming it was an abnormality, when they should be takingRead MorePolice Brutality And The Law Enforcement846 Words   |  4 Pagesdemonstrating the brutality of law enforcement has been becoming more frequent over the past couple of years. When you hear about these cases of police brutality, how often is it that law enforcement officials are punished for the crime they have perpetrated? Most of the time the law enforcement officials, who are very well in the wrong do not get any kind of punishment whatsoever for the crimes that they have committed and it all comes back to the power that they have. Police brutality cases have beenRead MorePolice Brutality Of African Americans1405 Words   |  6 PagesIn recent years police brutality towards African Americans has increased. This violence has resulted in riots across the United States. The August 2014 death of Michael Brown in Ferguson, Missouri many Americans, some who are former Civil Rights activists, have spoken out against police brutality. Black Lives Matter states that the movement’s goal is to bring justice to the present unjust police killings of African Americans. Looking at prior cases of brutality and its connection to racial profiling

How News Media Affects Our Views about America Free Essays

Bully. This is what pops into the minds of foreigners when they think of American people. They see somebody who only cares for themselves and disregards the needs of other nations. We will write a custom essay sample on How News Media Affects Our Views about America or any similar topic only for you Order Now Could it be due to race, religion, or petty arguments? No. Foreign powers like Japan, Germany, France, and South Africa, have admitted to it. The mainstream news is the problem. We can no longer trust the â€Å"facts† that the press spoon feeds us. The American news media distorts facts, highly skews political views, and vastly affects how foreigners see our country. How many times have you heard a rumor out in public, and went home to check to the news to figure it out? As it turns out, this may not be the best course of action. A study conducted by the Cardiff University, which studied research done by 2,000 news media sources found startling information. Out of the 2,000 sources, only 12% had actually researched the facts. Another gigantic chunk of that, 80% of the news companies had used secondhand sources to write their articles. Journalists do not check their sources thoroughly, with only 12% of the 2,000 digging deep into their â€Å"facts† to find the truth. Though, with a study finding that journalists only have 1/3 of the time to research facts than they did in 1985, can you blame them? (Davies 2008). The mainstream news media have become very comfortable with dishonest facts and unchecked sources. They will candidly take the word of a rumor or story someone tells. Politicians are aware and have taken advantage of this. Politicians use many different techniques to sway citizens for their vote. The list is nearly endless: television, speeches, press conferences, propaganda, and the two colossal sections are news media and social networking sites. Social networking sites like Twitter or Facebook can highly skew political votes. These websites can be used for sharing and discussing political views. People who have no idea about the candidates could take their friends opinions. Due to support from fellow social networkers, people will say anything about politics, whether true or not. One example of this is how Mitt Romney’s campaign slogan being the exact same one used by the KKK. During the 2nd political debate, there were 12. 24 million social media comments, tweets about the debate: 11. 7 million, and 572,000 public Facebook posts (Cody 2012). Ultimately, this results in mass produced half-truths. Politics is how we communicate with our allies and enemies alike. While the Secretary of State was in South Africa at an international environmental conference in Johannesburg, he was booed by the attending people. Although it is not out of the spectrum for American officials to be booed, a lot of the people were American Allies (Martin, 2012). A few ambassadors made comments on the subject: â€Å"I think a lot of people see [America as] a greedy bully, someone who is prepared to run roughshod over other people’s interests†, said journalist Vuyo Mvoko, with SABC television in South Africa. Germany, â€Å"The people in Germany, we accept that you are, in a way, stronger, but what we don’t accept is that you just come to conclusions and make decisions without ever putting into consideration what it might mean for other nations — like, for example, the Germans†, said Peter Kloeppel of RTL television in Germany. Also attending, France stated that â€Å"They [America] are too much interested in their own personal business† (Martin, 2012). The news media have distorted facts about what we do. My dad, a missing-persons investigator for Indianapolis Metropolitan Police Department, has told me what really happens. One night, he told me that a girl’s ex-boyfriend broke into her house and tried to steal some things. The girl saw him, he threatened her, and so she shot him. Obviously, the ex-boyfriend was the bad guy. Later that same evening, looking at the news, the headline â€Å"Man gunned down in ex-girlfriend’s house. † This presents the wrong image that the girl brutally shot the man for no reason. In conclusion, the mammoth news companies have become accustomed and comfortable with being given false and biased information. They affect how we view all sorts of information. Using unconfirmed and untrustworthy sources, the news corporations will continue lying and skewing the truth. The news companies of America have affected our opinions with politics and distort how foreign powers view the U. S, and most of all tells the truth, without telling the truth. With all of the deception, can we really trust anything we hear or see on the television and on the radio or in newsprint? How to cite How News Media Affects Our Views about America, Essay examples

Leadership Models & Behaviour-Free-Samples-Myassignmenthelp.com

Question: Discuss about Leadership Models Behaviour. Answer: Leaders build the vision for future motivate others. Leadership is the art of motivating people.Traits of leadership are to inspire others, build a vision of the future telling the way vision should be delivered. Dan Radcliffe was named in the 2014 Ernst and young entrepreneur of the year in the recognition of IVHQ, the company he found. IVHQ was founded in 2007 and is worlds leading volunteer travel company. The company is having volunteer programs over 25 countries. Stakeholder responsibility engagement Stakeholder responsibility and engagement is an opportunity for an organisation to carefully listen to issues raised in the engagement, understand the issues completing responsibilities. The leaders invests time to understand business operations environment, in which leader seeks to engage and accomplish the responsibilities. In the engagement process, stakeholders are affected by the decisions which company takes. Stakeholder engagement is a part of corporate social responsibility. With the establishment of trust respect, stakeholder engagement can be done best. Engagement with stakeholders provides to company new information that can uncover previous risks opportunities. Companies which do not like to adopt dynamic environment should involve more in stakeholder engagement it can reveal the issues which need immediate attention (Soieb, Othman D'Silva, 2013).Organisations that invest in corporate social responsibilities carefully listen to the issues created by the stakeholder s gets benefit from the engagement make changes in the future policies. IVHQ has maintained risk management policy, in which every stakeholder has a role in the successful application. Dan Radcliffe engages in social responsibility engagement. At the time of engagement Dan analyse the problems faced by stakeholders encourages growth obtains a comprehensive perspective of the environment the way to serve various stakeholders of the company. The company have to deal with stakeholder claims (Chang Chang, 2015). Leaders have positive association with social responsibility. Responsible leaders focus to understand the relationship between stakeholders leaders which results in responsible actions for the sake of society. These engagements had a good impact on leaders as they analysed the issues related to IVHQ become more responsible towards stakeholders of company. Leaders stakeholder responsibility engagement lead to efficient productivity more profits. It indicated better performance of CSR. Social or political changes When changes occurs in the living of individuals the society gets influenced then it is known as social change. It is change in social phenomenon over a period of time. Social change is basically changes in society which results in the change of social relationships. Social changes occur due to change in the nature of laws (Acemoglu Jackson, 2014).. Social changes bring two changes, one is change in the structure of society the other is change in the values norms of society. Disruption in government brings political changes. Political changes are unpredictable. Sometimes, small changes in inputs may produce in more changes in behaviour and large changes may results in producing small policy changes. Small economic events can be the reason of socio economic political revolutions. IVHQ is associated with the persons who bring social change. Dan communicates with desired parties, collaborates with trust agencies companies, educate people, engage in activities monitor tasks. Political leaders are elected by the people. All the decisions which are related to politics are taken by the political leaders. Social changes have brought positive changes in the society helped IVHQ to function more effectively. It develops personal qualities self confidence in individuals and has put emphasis on collaborations of groups individuals. Performance of political leaders has changed a lot in New Zealand after the womens appointment to new positions. Now, women are holding all the important positions like prime minister, chief justice, governor general more. Ethical behaviour at workplace Ethical behaviour at work place can improve the work performance. Workplace ethics includes an atmosphere, which will be beneficial to employees, leaders customers. Ethical behaviour involves inclusivity, honesty, legality disclosure. Inclusivity includes people from different work place they can adjust only if ethical behaviour is in the organisation. People with different viewpoints can easily co-operate each other if they keep professional link with each other, which is part of ethics. In honesty dealings are supposed to be honest between managers, leaders employees. If honesty is in the organisation, leaders managers can be trusted easily by the investors. In the scene of legality organisations are required to follow certain rules regulations regarding laws rights of employees. Illegal activities can be tax evasion, violation of laws discrimination. To gain legality, illegal activities should be avoided. Leaders employees of organisation are not required to disclose some financial information to customers of the organisation. Revealing these facts can be dangerous to the existence of an organisation. Such information should be balanced to maintain ethical behaviour at workplace. Dan maintains ethics at IVHQ. Dan adopt transparency in the decision making process insists everyone to meet expectations of organisation. Dan promotes the behaviour by rewarding employees who conducts ethical behaviour. Ethical behaviour has resulted in more effective communication helped to understand ethically challenged situations. In New Zealand, more attention is given on ethics issues. Ethics codes are used to guide ethical behaviour at workplace ensure safety of employees (Johnson, 2014). It has helped Dan to attract investors kept the share price high. Such leaders had attracted employees to the organisation have reduced the recruitment cost. Cultural contexts- Individual national Culture is a concept in which one learns shares attitudes values. People interact from different cultures at workplace. In the cultural context people interact from different cultures on the professional level. Culture influences to the leadership style. Cross culture deals with different business customs, beliefs communication. In the environment, culture leads to influence leadership. These leaders should be able to solve problems get the job done by the employees. There is co-relation that explains cultural differences on a national level. Dimensions identified in the cultural context are power distance which is the gap between the subordinates the authority. Second is individualism vs. collectivism, in this employees look for community type of environment. Third masculinity vs. femininity is determined by the competitiveness the relationship building. The fourth is uncertainty avoidance it deals with the limit to which employees of culture feel threatened by the unknown si tuations. Leaders of IVHQ perform duties with in the organisation and follow rules and regulations which already exist. The goal of the leaders is to make sure that all the organisational tasks are completed on time. Leaders are rewarded after completing tasks (Odumeru Ogbonna, 2013).Such rewards are given to influence improve performance. Because of different cultures values, there are cultural linked relationship styles. In the cultural contexts, business transformed from individual to global. Culture has a great impact on the performance of leaders and employees. IVHQ responsible volunteer travel policy provides affordable and high quality volunteer programs. The leadership models stakeholder responsibility engagement helps organisations to know the exact condition of the organisation. Social political changes updates to a business from such changes. By applying ethics at work place, improves performance of the organisation. In the cultural context, persons share values, emotions behaviour References Acemoglu, D., Jackson, M. O. (2014). History, expectations, and leadership in the evolution of social norms.The Review of Economic Studies,82(2), 423-456. Chang, S. C., Chang, H. Y. (2015). Corporate motivations of product recall strategy: exploring the role of corporate social responsibility in stakeholder engagement.Corporate Social Responsibility and Environmental Management,22(6), 393-407. Johnson, E. A. (2014). Leadership dual behaviour and workers performance: A people-task orientation model.International Journal of Innovative Research and Development. Odumeru, J. A., Ogbonna, I. G. (2013). Transformational vs. transactional leadership theories: Evidence in literature.International Review of Management and Business Research,2(2), 355. Soieb, A. Z. M., Othman, J., D'Silva, J. L. (2013). The effects of perceived leadership styles and organizational citizenship behaviour on employee engagement: The mediating role of conflict management.International Journal of Business and Management,8(8), 91.